BWQ FINANCIAL

Miami, Florida

BUSINESS ANALYSIS FOR OWNER-LED COMPANIES

Grow your business the smart way, not the hard way.

Grow your business the smart way, not the hard way.

Professional-level financial analysis for businesses with $500K–$10M in annual revenue. Understand the earnings, cash flow, risks, and value drivers beneath the surface.

Professional-level financial analysis for businesses with $500K–$10M in annual revenue. Understand the earnings, cash flow, risks, and value drivers beneath the surface.

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See What We Analyze

Miami waterfront and skyline

WHAT WE ANALYZE

The financial story behind the statements.

We look past reported profit to understand the durability, quality, and commercial meaning of your financial performance.

01

Normalized earnings

A clear view of recurring operating profit after owner-specific, non-recurring, and discretionary items are considered.

01

Normalized earnings

A clear view of recurring operating profit after owner-specific, non-recurring, and discretionary items are considered.

01

Cash flow and working capital

The cash the business actually produces, the capital it absorbs, and the operating cycle behind both.

01

Cash flow and working capital

The cash the business actually produces, the capital it absorbs, and the operating cycle behind both.

01

Risk and value drivers

Customer concentration, margin durability, key-person exposure, growth quality, and other purchase-price levers.

01

Risk and value drivers

Customer concentration, margin durability, key-person exposure, growth quality, and other purchase-price levers.

WHAT YOU RECEIVE

A board-level view of the business.

A concise, plain-English deliverable designed to help you make better decisions—whether or not a transaction is on the horizon.

01 • Earnings bridge and normalized EBITDA perspective

02 • Cash flow, working-capital, and debt capacity observations

03 • Key risks, value drivers, and diligence questions

04 • Realistic options for improvement

WHO THIS IS FOR

For owners who want a clearer basis for the next decision.

For owners who want a clearer basis for the next decision.

Preparing for a sale, recapitalization, or partner discussion.

Considering an acquisition, succession plan, or strategic investment.

Looking to sharpen operating priorities before a major commitment.

BEGIN WITH A CONVERSATION

Bring the questions that keep you up at night.

Bring the questions that keep you up at night.

A short introductory call is the right place to discuss the business, the decision ahead, and whether this analysis is a fit.

BWQ FINANCIAL

Independent business analysis for owner-led companies.

Disclaimer: BWQ Financial provides independent financial analysis and market context for planning and decision support. This is not a certified appraisal, formal business valuation, legal, tax, investment, or accounting advice.